About Identity Theft
ID theft is one of the fastest-growing crimes in the U.S.

• The FTC estimates that as many as 9 million
  Americans have their identities stolen each year
• An identity is stolen every 79 seconds
• The average person will spend more than 81 hours
  of their own time trying to recover from the effects of ID theft
• Chances of being in an auto accident: 1 in 130;
  Chances of being an ID theft victim: 1 in 27
• Over 650 data breaches totaling 155 million records
  

A dilemma for the automotive industry

• Criminals are now focused on obtaining complete
  files of employee and customer information
• Data breaches have become serious legal and
  financial liabilities for businesses across the globe
• Following a data breach, a company’s potential
  legal and financial risk averages $21,000 per
  employee
• ID theft threatens every stage of the selling process

A dilemma for individuals

• ID theft affects people of all ages
• Most people don’t realize that they are ID theft
  victims until long after their personal information has been compromised
• Victims are burdened with the time-consuming and
  emotional task of recovering from damaged credit,
  outstanding debt, and missed opportunities as a
  result

The Premier ID Theft Program includes:

• A personal FCRA-trained Recovery Advocate
• A personalized identity recovery plan to address specific issue
• Handling of all the necessary research, phone calls, letters, follow-ups and case documentation
• Contacting and filing disputes with creditors, bill collectors, banks, mortgage companies, and agencies such as the DMV, the SS Administration, and U.S. Postal Service
• Commitment to restoring the victim's identity to its pre-theft status
• Pro-active follow-up for 12 months

The Elite ID Theft Program includes all the benefits of the Premier Program plus:

• Automatic Annual Credit Report and Credit Score*
• Continuous credit monitoring
• ID Theft Expense Reimbursement Plan designed to reimburse for related expenses incurred in identity recovery, up to $25,000 with NO deductible**
• ID theft education via e-newsletters & website

*Available with a valid e-mail address
**Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. For questions about coverage, please contact idtheft@aig.com, or 866-826-4974. Coverage not available to residents of New York, and may not be available in other jurisdictions.

Our Exclusive Solutions for the Automotive Industry

When it comes to increasing additional profit per
vehicle retail and managing risk, offering ID Advocates
Identity Theft Solution Suite to your customers and
employees will put you on the road to success.

• Provide a proactive and reactive solution to
  information security and identity theft
• Combines consumer attraction and retention with
  risk management
• Safeguarding customers’ information is your
  responsibility - and the law

Protect Your Customers

• Consumers will protect themselves in case of an
  auto accident, but what about in the event of
  ID theft?
• You can provide your customers with the tools they need to proactively protect their identity
• Customers gain peace of mind in the assurance
  that we will manage the time-consuming task of
  restoring their identity if it is compromised
  Protect Your Employees
• Provide them with the most comprehensive solution
  in the market
• Improves productivity, retention and morale
• Provide a low-cost, timely, and valuable benefit

The benefits to your dealership include:

• Compliance with the GLB and the FTC
• Risk mitigation
• Employee retention through additional timely benefit at no cost to employee base
• Opportunity to drive additional profit per vehicle retail - up to $287 per vehicle sold
• Non-cancellable, no charge-back income for your F&I office

You will also recieve a Complete Data Breach Services program which includes the National Automobile Dealers Association Dealer Guide to Safeguarding Customer Information - a comprehensive, turnkey security program designed specifically for your dealership.

Other benefits to your dealership include:

• Overview of the Safeguards Rule
• A step-by-step guide to developing, implementing, and maintaining your Information Security Program
• Sample Information Security Program
• Training program for your staff
• Protects your integrity, and the identities of your employees and customers